Terms of Use

Effective September 9, 2026

Using Wallet Extras

Wallet Extras is a personal organization tool operated by Luxus and Invoco. By using the app or website, you agree to these terms. You may stop using the service at any time.

The iPhone app is currently in beta and is not yet publicly available in the App Store.

Information only

Wallet Extras summarizes publicly available credit card benefits and helps you record whether you used them. It does not provide financial, legal, tax, or credit advice and does not determine eligibility, approval, or the value of a benefit for you.

Issuer terms, account-specific offers, exclusions, enrollment requirements, and deadlines always control. Check the issuer’s current terms before making a purchase or relying on a benefit.

No issuer affiliation

Wallet Extras is independent and is not endorsed by or affiliated with Apple, any card issuer, bank, airline, hotel program, or payment network unless expressly stated. Product names and marks belong to their respective owners and are used only to identify the relevant card or benefit.

Premium subscriptions

The free app supports up to two cards. Premium removes that limit. A Wallet Extras account is not required to buy or restore Premium. Available plans and localized prices are shown by the App Store before purchase. Subscriptions renew automatically until canceled through your Apple Account settings.

Apple handles billing, cancellation, and applicable refunds under its policies. Canceling or losing Premium does not delete cards already stored on your device, but adding more cards may require an active subscription.

The iOS app is licensed under Apple’s standard End User License Agreement.

Your data

Your wallet is stored locally. Accounts and cloud backup are not available in the current beta. Keep an export of information you need before erasing data or replacing your phone. See the Privacy Policy for details.

Accuracy and availability

We work to keep catalog information useful and current, but benefits and terms can change without notice. Wallet Extras may contain delays, omissions, or errors and may be changed, suspended, or discontinued. Report suspected catalog errors through Support.

Acceptable use

Do not misuse the app, interfere with its operation, attempt unauthorized access, or use Wallet Extras to violate law or another party’s rights.

Changes

We may update these terms as Wallet Extras changes. The effective date above will identify the current version. Continued use after an update means you accept the revised terms.

Contact

Questions about these terms can be sent to support@walletextras.com.